The cost of medical care has skyrocketed in India and it has become almost impossible to bear the cost of even minor treatments, let alone major health care services. In a serious time like this, it’s important to have an efficient Indian health insurance that would offer your health insurance coverage against any medical cost. However, the market of health insurance is very much cluttered and determining whichis the best individual health policy in India is quite cumbersome.
In this article, we have made a list of Indian health insurance that is considered as efficient. Read the key features of each policy thoroughly to find out which health insurance policy is best in India:
ICICI Lombard Complete Health Insurance- iHealth
ICICI Lombard is a reputed company offering a range of health insurance plans. However, the ICICI Lombard Complete Health Insurance- iHealth stands out of the rest of the plans offered by the company. The key details of the plan include:
- Cashless hospitalization
- Free health check-up
- Tax benefit
- Free look period of 15 days
- Emergency ambulance cover
- Lifelong renewability option
- Treatment expenses
- Hospitalization expenses
- Day care procedure expenses
Apollo Munich Easy Health
The Apollo Munich Easy Health is a considerably beneficial policy with a wide cover and a variety of benefits. The key features of this Indian health insurance entail:
- In-patient treatment cover for hospitalization expenses
- Pre & post hospitalization cover
- Day care medical expenses of 144 different variants
- Domiciliary Treatment Expenses
Bajaj Allianz Health Guard
Known for its comprehensive health insurance policy covers, Bajaj Allianz is one of the renowned players of the health insurance market. TheirBajaj Allianz Health Guard offer extensive cover while making you financially secure and relaxed:
The main benefits of this plan include:
- Pre & Post-hospitalization expenses including consultations, medicines, investigations,
- Life Long renewability option
- 4000+ network hospitals
- Cashless facility in all network hospitals.
Cigna TTK Health Insurance
Another great Indian health insurance plan, Cigna TTK Health Insurance covers the financial risk for you and your family. The key benefits offered under the program are:
- Pre & post hospitalization expenses.
- Ambulance charges
- Room rent expenses
- Surgeon’s Fee
- Anesthesia, Oxygen and blood charges
- Operation Theatre charges
- ICU charges
- Domiciliary expenses
- Medical check-ups
- Upper age limit relaxation
Max Bupa Health Companion Health Insurance Plan
Last but not the least, Max Bupa Health Companion Health Insurance Plan is one of the great and profitable health insurance plans one must buy to secure the health and well-being of their family, the featuresof the plans are extensive including:
- Hospitalization Expenses
- Pre & post hospitalization expenses
- In-patient treatment under Aayush up to the limit base sum insured
- Daily cash allowance
These are some of the best Indian health insurance policies that you can consider buying. While buying a health insurance policy in India, keep all the features in mind and ensure that you buy the best policy. The assessment of these features will help you decide which health insurance policy is best in India and will offer you the best financial and mental safety in case of a medical emergency in the future.
